Christopher Goodrich
Mortgage Banker
Cell: 203.241.3994
Office: 203.304.0580
CGoodrich@NSBonline.com
NMLS# 387153

Christopher Goodrich

Chris is a top producing, award winning mortgage professional. For over 20 years Chris has been helping people purchase and refinance their homes with minimal stress and consistently closing on time. He is a residential mortgage expert able to assist with conventional, jumbo, FHA, construction, renovation loans and home equity lines of credit. Based out of Newtown Savings Bank’s Southbury office, Chris is able to assist customers in any town throughout Connecticut. Chris is a longtime resident of Newtown where he resides with his wife and 2 sons and holds a degree in Economics from Brown University.

"I look forward to assisting you with your home financing needs" - Chris

Get started today.

Select the loan type below.

To apply, you will need to create a mortgage request account and then login.

Purchase or Refinance

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Home Equity Loan

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Home Equity Line of Credit

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Today's Rates

Effective March 28, 2025

Term	Interest Rate	APR	Points	Monthly Principal & Interest Payment
30 Year Fixed Rate	6.125%	6.165%	0.000%	$1,822.83
15 Year Fixed Rate	5.625%	5.749%	0.000%	$2,471.20
30 Year Fixed FHA	6.125%	6.967%	0.000%	$1,854.73
Ready to Own	6.125%	6.165%	0.000%	$1,822.83
Welcome Home	5.500%	5.587%	0.000%	$1,707.34

Assumptions and general disclosures

Rates shown above require a Newtown Savings Bank checking account with auto deduction payment (excluding FHA).
The information provided assumes the purpose of the loan is to purchase a property.
The property is an existing single family home and will be used as a primary residence.
The rate lock period is 60 days.
The credit score is 780 or above.
The loan amount is $300,000 with an estimated property value of $400,000.
The Interest Rate and Annual Percentage Rate (APR) shown above are subject to change without notice.
The Annual Percentage Rate (APR) will vary based on your final loan amount and actual finance charges.
Payment does not include real estate taxes, homeowner's insurance premiums or mortgage insurance premiums. If applicable, the actual payment obligation will be greater.
Loans are subject to credit and property approval.
Other rates and terms available.

FHA

Total loan amount is $305,250. The base loan amount is $300,000
The total loan amount includes the Upfront Mortgage Insurance Premium of 1.75% of the base loan amount.
Annual Mortgage Insurance Premiums will be required for 11 years and charged monthly. If the down payment is less than 10% mortgage insurance is required for the life of the loan. The amount is not included in the monthly payment example shown above.

Ready to Own

This program is specifically tailored to meet the needs of first-time home buyers or those who have not owned a home for a period of three years.
Learn more about First-Time Homebuyer mortgages

Welcome Home

This program is designed to meet the needs of homebuyers in low to moderate income areas. Contact a Mortgage Banker to see if you qualify.

Loans are subject to application and credit approval. Rates and terms subject to change without notice.

A+++ Thank you Chris Goodrich and Newtown Savings

We began working with Chris before relocating to the east coast, after retiring. Our goal was to have a house built. We chose Newtown Savings, one of the few banks in the state that offers constructions loans. There are many things to do as the client before the loan application process can begin. Chris always had the time to meet with us and the patience to guide us along to assure everything went the way it was intended. Once all the boxes were checked and our loan application submitted things moved quickly. We were signing our documents with a few weeks. Chris's diligence and expertise paid off! Now the construction phase can begin!

dakar685 | Beacon Falls, CT

Outstanding Service – Knowledgeable and Easy to Work With

I recently worked with Chris on my mortgage, and I couldn't be happier with the experience. He was extremely knowledgeable, patient with my questions, and always took the time to make sure I understood everything. Chris made the process feel easy and stress-free, and I truly appreciated his personal approach. I highly recommend Chris if you want someone who makes the whole experience simple and straightforward!

Chris L. | Woodbury, CT

Exceptional Service and Expert Guidance for a Seamless Mortgage Experience!

I had the pleasure of working with Chris as my mortgage banker for a recent home purchase and I cannot recommend him enough! From the very beginning Chris was incredibly responsive, always quick to answer my questions and address any concerns. He took the time to walk me through every step of the process, ensuring I understood my options and felt confident in my decisions. His knowledge and expertise in residential mortgages are truly unmatched and he provided invaluable guidance. What stood out most was Chris' unwavering support and dedication. He genuinely cares about his clients and goes above and beyond to minimize stress and deliver results. Thanks to his efficient approach and commitment to closing on time, I was able to purchase my dream home without any hiccups. If you're looking for a mortgage expert who will be with you every step of the way, I highly recommend Chris. Whether you're a first-time homebuyer or a seasoned property owner, you can trust him to make the process smooth, straightforward, and successful!

Heather | Newtown, CT

Exceptional Support and a Better-Than-Expected Rate for My First Home!

I had an amazing experience working with Chris for my first home purchase! Not only did we secure a rate that was lower than I expected, but he also went above and beyond to provide the most thorough and helpful information throughout the entire process. Out of everyone involved in my homebuying journey, Chris was by far the most informative and supportive. I can’t recommend them enough!

Michael | Norwalk, CT

Easy and comfortable experience!

It was a pleasure to work with Chris. As first time homebuyers, my wife and I were new to the process; Chris was incredibly helpful in providing explanations for each of our questions and ensured that we were comfortable throughout the loan application process. I would highly recommend working with Chris!

Ronald | Newtown, CT