Karissa M. Peters

Karissa joined Newtown Savings Bank in 2006 and is located at our Bridgeport Ave office in Shelton. Karissa was awarded the Five Star Mortgage Professional Award from Connecticut Magazine in 2024. Karissa was selected as a "40 Under Forty - Fairfield County" winner by WestFair Business Journals for 2024.

She is an active member of the Greater Valley Chamber of Commerce, having recently graduated from the Chamber's Leadership Program and serving on their advisory board for Women In Networking. Recently elected as a Corporator for Griffin Health, Karissa resides in Oxford and supports various non-profits in the Greater Valley area. Her and her husband also enjoy volunteering with organizations that her two children are involved in.

"I look forward to assisting with your home financing needs" - Karissa

Get started today.

Select the loan type below.

To apply, you will need to create a mortgage request account and then login.

Purchase or Refinance

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Home Equity Loan

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Home Equity Line of Credit

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Today's Rates

Effective December 20, 2024

Term	Interest Rate	APR	Points	Monthly Principal & Interest Payment
30 Year Fixed Rate	6.500%	6.561%	0.000%	$1,896.20
15 Year Fixed Rate	6.125%	6.242%	0.000%	$2,551.87
30 Year Fixed FHA	6.250%	6.345%	0.000%	$1,879.48
Ready to Own	6.500%	6.561%	0.000%	$1,896.20
Welcome Home	6.25%	6.353%	0.000%	$1,847.15

Assumptions and general disclosures

Rates shown above require a Newtown Savings Bank checking account with auto deduction payment (excluding FHA).
The information provided assumes the purpose of the loan is to purchase a property.
The property is an existing single family home and will be used as a primary residence.
The rate lock period is 60 days.
The credit score is 780 or above.
The loan amount is $300,000 with an estimated property value of $400,000.
The Interest Rate and Annual Percentage Rate (APR) shown above are subject to change without notice.
The Annual Percentage Rate (APR) will vary based on your final loan amount and actual finance charges.
Payment does not include real estate taxes, homeowner's insurance premiums or mortgage insurance premiums. If applicable, the actual payment obligation will be greater.
Loans are subject to credit and property approval.
Other rates and terms available.

FHA

Total loan amount is $305,250. The base loan amount is $300,000
The total loan amount includes the Upfront Mortgage Insurance Premium of 1.75% of the base loan amount.
Annual Mortgage Insurance Premiums will be required for 11 years and charged monthly. If the down payment is less than 10% mortgage insurance is required for the life of the loan. The amount is not included in the monthly payment example shown above.

Ready to Own

This program is specifically tailored to meet the needs of first-time home buyers or those who have not owned a home for a period of three years.
Learn more about First-Time Homebuyer mortgages

Welcome Home

This program is designed to meet the needs of homebuyers in low to moderate income areas. Contact a Mortgage Banker to see if you qualify.

Loans are subject to application and credit approval. Rates and terms subject to change without notice.

Here's what our customers are saying...

Life Changer

Buying a home is the single biggest financial investment most of us will ever make, and trusting Karissa Peters with the process was literally life changing. Karissa was incredibly easy to communicate with and made sure to be available at all times. She took the time to carefully explain all scenarios and when things changed, she was the first to reach out to inform me. As a first time homebuyer in this ever changing market, it's been difficult to come up with a significant down payment. I worked with Karissa through many scenarios and she was able to secure me a down payment assistance grant that made it possible for me to purchase my first home. Not only did the funds make it possible to purchase my home, but it made it possible for me to live within my means when it came to the mortgage. It's an amazing feeling walking into your home after what most folks say is a scary & ambiguous process but this was not the case for me thanks to Karissa. The entire process could not have been more straight forward. A huge thank you to to Karissa Peters and the NSB team for helping me find my home.

Jose | Torrington, CT

Karissa, by far above all others

Karissa was a joy to work with! From our very first of many conversations she made me feel at ease about the whole process and made me confident that I was receiving the best rates and the lowest fees possible. I know very little when it comes to mortgages and Karissa made it as smooth and as simple a process as possible. I honestly could not have gotten it done without her!! Thank you so much Karissa!!

Scott | Ansonia, CT

5 stars!! Pleasure to work with!

Karissa was amazing to work with! She was very professional and helpful on our first home purchase. every question was answered no matter what time we called/texted. She was able to explain everything in terms we understood and made sure to give us every option available. I would recommend her to anyone, and especially first time home buyers who might need a little more assurance throughout the process.

Nicole | Plymouth, CT

Great to work with!

Wow, this was the most painless, quick process! Karissa was great in keeping me informed of the details and answering my many questions. I would highly recommend her.

Jamie | Shelton, CT

The best person for the job!

Karissa was amazing from the first moment we spoke over the phone. Knowledgeable, informative and worked on our mortgage as if it were her own! We’ve bought several homes and I can’t stress enough how easy it was to work with her. Will definitely recommend her and use her again!

Sandy | Newtown, CT

Responsive, Professional and treats you like family

From the moment we met with Karissa about our mortgage, I trusted she was going to take care of our family as we bought our first home. She helped us figure out the best financial solution based on our needs and level of comfort. She helped us through the home buying process seamlessly. She also got us the most competitive products and rates that she could and it truly beat all the competition out there. She was always responsive, able to pivot easily when we changed our approach to offers we were considering, and she ultimately secured us the financing we needed for our forever home without any trouble. If you want to feel like you're being taken care of like family, work with Karissa!

Abigail | Newtown, CT