Consolidate Debt

Using your home's equity to save money.

If you have high-rate credit cards, tuition or student loans, using the equity in your home can be a smart move. Refinancing or a Home Equity Line of Credit may be good options. Speak with a Mortgage Banker who can help you determine the best option and get started today.  


Mortgage Refinancing

Benefits of debt consolidation include:
  • Simplified financial management by combining multiple debts into one payment.
  • Less stress and making due dates easier to track.
  • Lower interest rates than existing high-interest debts, leading to savings and quicker payoffs.
  • Improved credit scores by lowering credit utilization and ensuring timely payments.
  • Free up money for saving & investing.

Home Equity Line of Credit 

A Home Equity Line of Credit (HELOC) allows you to borrow against the equity in your home up to a predetermined limit and only pay interest on the amount you actually use. 

  • Flexibility and access to funds as needed.
  • Great for debt consolidation, home renovations or educational costs.
  • Effective budgeting & management of cash flow
  • Easier & quicker closing compared to a home refinance.

Learn more about Home Equity Lines & Loans


Calculator iconRefinance Calculator

Use this calculator to estimate how much you could save by refinancing. 


Refinance loans are subject to application and credit approval.