Sean Reilly
Sean Reilly joined the Bank in 2007. With over 10 years of experience as a Mortgage Banker, he is located at both the Plaza South Branch in Newtown and the Dolan Branch in Bethel. Sean was awarded the Five Star Mortgage Professional Award from Connecticut Magazine for 2023 and 2024. He is a member of the Knights of Columbus and leads the Newtown Young Professionals. Sean volunteers coaching youth baseball and delivering Meals on Wheels. A proud Newtown native, Sean was rumored to be the husky mascot at the University of Connecticut and currently resides in Milford with his wife and three daughters.
"I look forward to assisting with your home financing needs" - Sean
Get started today.
Select the loan type below.
To apply, you will need to create a mortgage request account and then login.
Today's Rates
Effective December 3, 2024
| Term | Interest Rate | APR | Points |
Monthly Principal &
Interest Payment
|
|---|---|---|---|---|
| 30 Year Fixed Rate | 6.125% | 6.183% | 0.000% | $1,822.83 |
| 15 Year Fixed Rate | 5.750% | 5.865% | 0.000% | $2,491.23 |
| 30 Year Fixed FHA | 6.000% | 6.092% | 0.000% | $2,439.30 |
| Ready to Own | 6.125% | 6.183% | 0.000% | $1,822.83 |
| Welcome Home | 5.875% | 5.944% | 0.000% | $2,868.96 |
Assumptions and general disclosures
- Rates shown above require a Newtown Savings Bank checking account with auto deduction payment (excluding FHA).
- The information provided assumes the purpose of the loan is to purchase a property.
- The property is an existing single family home and will be used as a primary residence.
- The rate lock period is 60 days.
- The credit score is 780 or above.
- The loan amount is $300,000 with an estimated property value of $400,000.
- The Interest Rate and Annual Percentage Rate (APR) shown above are subject to change without notice.
- The Annual Percentage Rate (APR) will vary based on your final loan amount and actual finance charges.
- Payment does not include real estate taxes, homeowner's insurance premiums or mortgage insurance premiums. If applicable, the actual payment obligation will be greater.
- Loans are subject to credit and property approval.
- Other rates and terms available.
FHA
- Total loan amount is $305,250. The base loan amount is $300,000
- The total loan amount includes the Upfront Mortgage Insurance Premium of 1.75% of the base loan amount.
- Annual Mortgage Insurance Premiums will be required for 11 years and charged monthly. If the down payment is less than 10% mortgage insurance is required for the life of the loan. The amount is not included in the monthly payment example shown above.
Ready to Own
- This program is specifically tailored to meet the needs of first-time home buyers or those who have not owned a home for a period of three years.
- Learn more about First-Time Homebuyer mortgages
Welcome Home
- This program is designed to meet the needs of homebuyers in low to moderate income areas. Contact a Mortgage Banker to see if you qualify.
Loans are subject to application and credit approval. Rates and terms subject to change without notice.
Here's what our customers are saying...
Great experience
Sean was extremely helpful and knowledgeable in all situations. He made the process easy to understand and worked quick to get things done. He answered all my questions and helped putting all the stresses of buying a home at ease. him on our side.
Mack | Easton, CT
Elayna | New Fairfield, CT
Kimmy | Southbury, CT
Jonathan | Fairfield, CT
Justin | Westport, CT
Heidi | Newtown, CT